According to the current finance market of the whole world it is estimated that in coming era it would be difficult for a person to make his own home through a bank or any other financial institution Because the financial crises heart the the whole market and to banks as well.
The time has changed and with the changing in time the interest rate has also been increased in all over the world. Money is very short in the market, people are engaged in making property, no one want to deposit in the banks because they know the financial crises are still on head.
Inflation has reached to its top, as compare to last 3 or 4 years there have been a huge increase in general level of prices. Everyone is worry in all over the world. I am neither talking about top class society nor about middle class they have no worry, i am just talking about a low class society who are unable to fulfill their wants and desires cause of inflation. People are hunger so how would be possible for them to make their own home. People don't have money to spend on their basic needs of life like shelter, Food and cloths. they are living hand to mouth life.